Shows: My Top 3 TV Shows This Year

By Jose Gaytan | Published: May 1, 2013

I am a great big fan of reality television shows, may be it is because they are usually filled with lots of drama – no one gives you a script to follow, you get to pretty much say what you want to say without the worry of finding out if you missed a line. There are so many reality TV shows on air now, which gives us viewers a wide choice. Well, there are some reality TV shows that I just prefer to stick to.

Here are my TOP 3 TV shows for this year:

  1. Dancing with the Stars

Yup, I am feeling the show, Dancing with the Stars! I love the fact that celebrities are paired up with dancers and get to strut their stuff on the dance floor, the best part is that we (the viewers) get to choose which Star did well on the dance and which one needs to be sent right back home! Some celebrities are stiff when it comes to dancing to save their lives, while some have the dancing chip installed in them from the womb! Some of my favorite celebrities on Dancing with the Stars are Marie Osmond, Donny Osmond and Mel B (Mel is awesome on the dance floor!)

Dancing With the Stars Winner

Dancing With the Stars Winner

  1. America’s Got Talent

What is not to love about this show?! This show offers Americans (both young and mature) the opportunity to showcase their talent and get the chance to win fantastic prizes that could change their lives forever! Okay, some contestants on the show have very weird talents and some have talents that should not be shared with the rest of the country! I usually love watching the auditions – this is where you are guaranteed pure laughs. There was a time I laughed that tears rolled down my eyes, some contestants should be comedians instead or trying to be the next Beyonce.

Follow America's Got Talent

Follow America’s Got Talent

  1. The Bachelorette

One of the things I love about The Bachelorette is that it offers viewers the opportunity to see how women make their choices when it comes to choosing the right man to spend the rest of her life with. Okay, let’s face it, the entire concept of the show may seem pretty lame to a lot of people – c’mon the girl shares hugs and kisses with a dozen men and has to pick one at the end of the show. Well, not everyone is interested in watching other make a mockery of the courting process but, this show gets thumbs up from me.

My top 3 picks may not be what a lot of people would respect, but I really enjoy watching these shows and getting my laughs.

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What do Women really care about?

By Jose Gaytan | Published: April 29, 2013

You’d think that a fancy car and a fat wallet is what women really want. You could not be more wrong. Although, it is attractive to be financially dependent, it is not the only thing. You need to understand that women are much more complex than men. They do not want you to pay for their dinners or buy them expensive things. They are not just looking for a good time. For them, sex is not important but a relationship is. This is why when you are dating; you need to bring to the table a lot more than just a huge bank account. Women will not care for your riches if you turn out to have no sense of humor, good habits and manners. So here’s a list of things that your female date would want and expect from you:


1. Chivalry: No it is not dead. On the contrary, it is needed and demanded even more in these days. It is not about protecting her. Women can protect themselves. But it is giving them the support and sense of security that men and women both like. So don’t make her feel like she is a damsel in distress but be her knight in shining armor instead.

2. Taking the lead: Always make the first move. These things are hard for women especially on first dates. It is not easy to put yourself out there and it is doubly hard for women. So don’t hesitate and act according to the situation.

Attract Women: Be Honest

Attract Women: Be Honest

3. Confidence: this is possibly the most attractive quality of a man that a woman looks for. It is important that no matter what you do, you do it with confidence. Even making mistakes are fine but to confidently accept and rectify is what is most appealing to women.

4. Asserting your voice: This is important. No woman likes a groveling man. It is necessary to have an opinion and intelligently conversing as equals. You cannot talk down or talk up to a woman. Always talk to her in your own assertive voice.

Want To Be Attractive?

Want To Be Attractive?

5. Communication: Do not zone out but listen to her. Nothing is more attractive and endearing than a good listener. Women yearn to have a man who listens to her the way she listens to him. Develop proper skills for communication and listen and respond the way she deserves.

 

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Dealing with a death in the family

By Jose Gaytan | Published: April 20, 2013

Though we know that death is inevitable, when a member of the family dies we plunge into grief. The pain of a departure for ever is certainly severe. Words of consolation from others may have some soothing effect. Still, memories of the past keeps on making us feel uncomfortable. However, the fact is that one member of the family is no more. No one can forget those who passed away but, everyone has to move forward. First and foremost, we have to come out of the grief and fulfill the legal as well as religious formalities that are to be carried out following the demise of someone.

As mentioned before death is inevitable. It’s something that everyone has to face one day or the other. While there are a few that take up the responsibility of the family and try to overcome their grief given to all those things they have to take care of. Yet there are others who get into a phase of depression and give in to many addictions like smoking, drinking, taking drugs and so on. It’s understood that the void that has been created by your beloved is something that can’t be filled so easily but is it really not advisable to put your life at stake? So you think the other members of your family (may be your children or your parents or spouse) is happy looking at you in such a condition? Definitely not. Understand that you are giving them equal pain as you are undergoing, if not less.

While dealing with their own

While dealing with their own

 

Ask yourself a question and that is, if the person whom you have lost sees you in this condition would they be happy? What would they want you to do? How would they want you to be? Or let’s look at it this way, if they were in your place would you want them to brood and grieve and just get rid of their life? I’m sure you wouldn’t want them to spoil their life; rather you would want them to lead a happy life. In the same way even you would have to lead a life that would make them proud. While it’s understood that you can’t forget them, so keep them in your memories. Cherish the good times spent with them and live a life they always wanted you to live.

 

Apart from this if you would want to do something for them. If you want to honor them, then live their dreams. You would definitely know what they wanted from their life; try to fulfill those dreams and desires. This will not only help you overcome the pain of losing them but will also leave a good lasting memory regarding them that could be cherished throughout.

Lesson: Dealing With the Death

Lesson: Dealing With the Death

 

Remember death is just a physical departure of that person. They soul is still alive and it wouldn’t die. So embrace their memories, live their dreams and make them happy. Let their death not be a cause for your destruction. They would have never wanted to be a cause for your downfall. Carry their heart in your heart and make them live there forever.

 

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Cars: Differences between leasing and buying

By Jose Gaytan | Published: April 6, 2013

If you are shopping for a car, you may have a lot of ideas about the brand, model and color. In addition, you should also consider the way you make payment for the car. You can take a loan, but it requires you to pay $600 per month. However, the same model vehicle can be leased for around $150 less than paying car loan every month. The main advantage of leasing the car is cash flow. Nevertheless, you need to remember that you have to make a monthly payment. Hence, before making a decision, it is worth to consider the differences between leasing and buying cars.


If you buy a car, you need not have all the cash to pay for it. You can finance it by taking a loan. If the price of the car is $25,000, you will need to take out for around $20,000 or more. Then you will need to pay interest for the loan amount borrowed. Leasing a car requires you to pay the amount the car will decrease in value over the period of lease. For instance, the estimated market value of the car is $10,000 in three years based on normal depreciation rate, and then you will need to finance the acquisition price and the remaining value. Leasing the car value of $15,000 will require you to make a monthly payment that is lower than taking a loan for $25,000 even with the shorter term of lease. This is the main reason for why leasing a car is better than buying it.

Another important difference between leasing and buying a car is the former method allows getting the benefit of upgrade. Lease is generally for 2, 3 or 4 years. The cars are fully covered by warranties, so you will not face any problem in driving it. When the lease term is over, you can get to deal in your car for the most recent model. If you take out a loan for five years to buy a car, your monthly payments will stop at the end of five years, but it will be a period before achieving the breakeven point.

Leasing vs Buying a Car

Leasing vs Buying a Car

 

It is important to consider the amount you need to pay every month and the duration of payment while considering whether to buy or lease a car. Over long period of time, there will be some major maintenance needs, so you should take them into consideration for making the calculation. However, if you are a responsible driver who makes it a habit to service the car regularly, you can take a confident decision of buying a car. With leasing, you will need to make a lower monthly payment and will have peace of mind. You will also have fewer concerns about reliability. With purchase, you need to commit to routine maintenance and control your urge to upgrade to the latest version frequently. 

Lease or buy luxury car- you

Lease or buy luxury car- you

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iPad: 3 must have financial apps

By Jose Gaytan | Published: April 1, 2013

One of the best ways in which you can keep track of your finances, whether at home or for your business is to use a mobile application. This is very beneficial else you’ll be stuck trying to file those receipts which are most likely going to get lost. Good thing is there are several financial apps available on the iTunes App Store. With these apps, you can carry out an array of financial activities that range from replacing your traditional checkbook to enabling you keep track of every dime you spend. A good number of these can be downloaded for free, but some will cost you a bit. Below are 3 top financial apps to get or your iPad.


Checkbook HD

Checkbook HD is certainly one app to get, and it lives to its name. This app is the equivalence of your checkbook register which handles OFX imports that is if you are already making use of a compatible app. It’s quite easy to use and all you’ll need to do is create an account and move on from there.

There are tabs on the right end of the screen, and these move you from the basic register to periodic transactions whilst pie charts and line graphs help keep track on your money. There are icons below that help you set up a PIN code in order to secure your data. You can set up HTML or CSV exports via email or Wi-Fi, then access the application’s help file, synchronize it with other iOS devices. You can use this app on both iPhone and iPad, but it will cost you 99c.

Checkbook HD. iOS Universal

Checkbook HD. iOS Universal

Expensify

Expensify is the ideal gadget for corporate veterans. Upon signing up and creating a free account you will enter your credit card information and have Expensify download all your credit expenses. These can then be the categorized, and for each transaction worth over $75 you’ll get an e-receipt. With an iPad you can even take photos of your paper receipts from each transaction. You can go through and select your relevant transactions that is if you want to create a report. The app will do everything for you. Upon completion you can choose to email a detailed report with your spending and expenditure summary to any recipient.

The Best Financial iPhone Apps

The Best Financial iPhone Apps

HomeBudget

This app was specifically designed and developed to help you keep track of all your money. This means that you get to keep track by knowing where your money is going so as to ensure that your budget is always on check. You can tap to enter your expense, bills, accounts, budget, reports, payees and search, and the app will do it all for you. This app will cost you $2.99

 

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